I’m also with State farm and pay $180 a year for full coverage with a $500 deductible on my 2007 3124KS. When the frame on my TM broke due to a road hazard, I showed S.F. a photo of the damage and they said get it fixed and send us the bill. They never looked at the TM. The bill came to over $3,000 and they paid it with in days. I’m not a fan of insurance company’s but I lucked out this time. On some policies your auto insurance covers the TM while towing. I’d check with your Insurance Co.
Ed
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