Don't just worry about the tow rating. Consider the GVWR of your tow vehicle. If you put 400# or more tongue weight on the hitch, your kayaks on top, two or more people with gear ... it adds up.
With our Tacoma the 6500# tow rating is not a problem. But we are very close to the Tacoma's GVWR with the kayaks and bikes and tongue weight and junk.
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